Terms & Conditions

Introduction

The use of the Raiffeisenbank a.s. APIs (henceforth the “API”) and Developer Portal (henceforth the „Portal“) is subject to the following Terms and Conditions (the “T&C”). Please read these terms and conditions carefully. By using the API and Developer Portal you certify that you have read and understood the T&C and agree to its terms. We may change the content or services found on the Portal at any time without notice, and consequently our T&C may change at any time in the future. You agree to revisit this page regularly and your continued access to or use of the Portal and the API will mean that you agree to the changes.

The Portal and the API are operated by Raiffeisenbank a.s. (henceforth the “RBCZ”), with registered office at Hvězdova 1716/2b, 140 78 Prague 4, company identification number 49240901, registered in the Commercial Register kept by the Municipal Court in Prague, Section B, Insert 2051.

Registration to the Portal

The Portal is a discretionary offer by RBCZ. You must register through the website at https://developer.rb.cz for access to both Portal and API Sandbox and https://rbi-developer.rb.cz for API Production. Any information that you provide in connection with your registration must be correct and complete, and you are responsible for maintaining such information up-to-date and accurate throughout the term of your registration. Upon successful registration, you may be provided with access credential, passwords, API security keys and other account information (the “Credentials”). The Credentials are, and will remain, the property of RBCZ and you are granted a nontransferable license to use the Credentials for the sole purpose of participating in the Portal. You must keep the Credentials confidential and may not sell, transfer, sublicense, or otherwise disclose your Credentials to any other person or for any other purpose. If you become aware or if you suspect that the confidentiality of your Credentials have been compromised, you are obliged to inform RBCZ without undue delay. You must not attempt to circumvent or modify any Credentials or other security mechanism used by RBCZ in connection with the Portal.

Terms of Use

You are responsible for all activities that occur under usage of your Credentials, regardless whether undertaken by you or someone else. You are obliged to comply with all legal requirements and refrain from creating content that is unlawful or otherwise objectionable, or any content that may be construed as such.

You are prohibited from and you will not engage particularly in any of the following activities:
a. reverse engineer, disassemble, reconstruct, unmask, reverse assemble or decompile any object code of the platform, any RBCZ test data, API or any other data provided by RBCZ in connection with the Portal and the API;
b. attempt unauthorized access to, or use of, RBCZ’s services or systems;
c. damage, disrupt, or otherwise negatively affect the operation of RBCZ’s services or systems including but not limited to intentionally or negligently overloading RBCZ’s network or conducting denial of services attacks, finding or exploiting vulnerabilities in RBCZ’s security;
d. generate unnecessary or excessive calls or volumes of activity on or through API;
e. engage in any activity that prevents any other developer from using the Portal or the API;
f. use any robot, spider, site search or other application to retrieve or index Portal;
g. use any robot, spider, or other automatic device to create accounts on Portal;
h. collect information about other developers;
i. introduce any viruses, worms, trojans, webbots, trapdoor or other malicious code;
j. disable, hack disrupt, damage or interfere with the Portal or the API;
k. use the Portal and the API in a manner that may be regarded as being false or misleading to us;
l. distribute, disclose, publish, market, sell, rent, lease, sublicense or assign to any third party any information to which you have access via Portal without prior express consent of RBCZ.

A violation of any of the foregoing may result in the immediate termination of your access to the Portal and the API.

Termination of your Registration

RBCZ may suspend or terminate your right to access or use the information in case you violate these T&C or you suffer a security breach that impacts on the confidentiality or integrity of the Portal and the API at any time without prior notice. Your registration will automatically terminate if you breach any of these T&C. Upon termination, any rights which are granted to you under these T&C will automatically cease.

Cookies

RBCZ uses cookies for supporting operation and functionalities of the website, such as technical operation of the website to ensure it performs as expected. Cookies are used to track users across our websites. They can be used to build up a profile of search and/or browsing history for every user. Identifiable or unique data may be collected. Anonymized data may be shared with third parties. Cookies are used to support your experience on the site and include user-selected options, site navigation aids, etc. Generally, no personally identifiable data is collected with these types of cookies. Please be aware that restricting cookies may impact the functionality of a website.

Limitation of Liability

The Portal is provided “as is”, and use of the Portal is entirely on your own risk. RBCZ disclaims all warranties and does in particular not provide any warranty in respect to the Portal as being error free, with respect to its availability or accuracy. RBCZ shall only be liable to you for intent and negligence. RBCZ is not liable for damage caused by third parties. In the case your registration is terminated, RBCZ shall not be held nor directly nor indirectly liable for any damages incurred by you. The information and functionalities may be subject to changes and do not constitute a binding commitment to implement services or specific technical or functional details to the services.

Information on personal data processing 

In order to provide you with access to the Portal collection and processing of your personal data, especially your name, surname and e-mail adress is necessary. Processing of such personal data is conducted solely for the purpose of your registration, provision of access to the Portal and related communication. Without provision of such data registration and access to the Portal are not feasible. 

RBCZ will process your personal data as stated above for the period your registration and right to access to the Portal last. You are entitled to require access and correction of your personal data or  to ask for restricton of such processing or raise objection to it as the case may be.  You are also entitled to ask for deletion of your personal data in case your registration and right to access to the Portal terminate. Should you require deletion of your personal data prior to the ending of your registration and right to access to the Portal your registration and right to access to the Portal terminate automatically. 

Should you consider processing of your personal data violates the protection of your privacy or respective legal regulation you are entitled to file a complaint with the Personal Data Protection Authority. 

Governing law

This T&C and the relationship between you and RBCZ are governed by and interpreted in accordance with the laws of the Czech Republic and the courts of the above jurisdiction will have exclusive jurisdiction in respect of any dispute, which may arise.